Tracy is a partner in WSHB’s Orange County office. She is a skilled civil litigator with extensive experience in the areas of insurance coverage and civil defense matters for both domestic clients and the London market.
Specifically, Tracy handles insurance matters including first party and third party claims. In this capacity, Tracy provides coverage evaluations and recommendations for both primary and excess carriers. As part of her coverage practice for both the domestic and London insurance market, she conducts examinations under oath, handles insurance-related litigation and facilitates settlements in all lines of business, including natural disasters, construction, business interruption, professional liability, general liability, environmental, and property.
Tracy also handles all aspects of civil litigation, from law and motion to briefing submitted to the California Court of Appeals and Supreme Court. She was directly involved with preparing the successful Petition for Review and Briefing on the Merits submitted to the California Supreme Court in the Pinnacle Museum Tower Association v. Pinnacle Market Development (US) LLC matter. Her defense practice focuses on toxic exposure, products liability, catastrophic injury and professional liability for domestic and London market clients.
Newsroom
News
•New Defined Equity Partners Celebrated at WSHB as 2023 Begins
Firm News, 1.9.23
•New Laws Impacting California Insurance Professionals to Take Effect in January 2023
Resource, 12.29.22
•The Coastal Fire and What it Portends for the California Fire Season Ahead
Publications, 5.15.22
•New California Wildlife Safety Regulations Impact Insurance Companies
Article, 3.17.22
•Update: Mind the Gap: California Assembly Bill 2756 Amends Insurance Code to Bridge Gaps in Coverage
Article, 10.18.21
•Update: Expanded Protections in the California Insurance Code Amidst Wildfire Property Loss in California
Article, 10.18.21
•California Wildfires and Mandatory Moratoriums on Cancellation of Residential Policies
Resource, 9.29.21
•Does a New California Case Intend to Pave the Way for Opening Policy Limits Without a Formal Demand?
Case Updates, 5.3.21
•2.4 Million Policyholders and 563 ZIP Codes are Covered Under Mandatory One-Year Moratorium on Non-Renewals for 2020 Wildfires
Newsroom, 1.5.21
•Governor Newsom Signs Wildfire Legislation to Protect California Consumers and DOI Urges Carriers to Cover Wildfire Property Losses
Newsroom, 10.13.20
•California DOI Urges Carriers to Expedite Claims Handling and Cover Reimbursement Costs for Wildfire Survivors
Newsroom, 9.8.20
•With More Than 15 Wildfires Raging across California the DOI Reminds Carriers that Evacuees May be Eligible For Cost Reimbursement
Newsroom, 8.26.20
•California Bill Seeks to Shift Burden of Proof to Carriers for COVID-19 Business Interruption Claims
Newsroom, 7.15.20
•Requirement to Accept, Forward, Acknowledge, and Fairly Investigate All Business Interruption Insurance Claims Caused by the COVID-19 Pandemic
Newsroom, 4.17.20
•WSHB Names Two New Partners
Newsroom, 1.28.16
Publications
•Repealing Proposition 103: The Key to Restoring Stability and Security in California's Insurance Market
Article, 12.2.25
•Court Invalidates California FAIR Plan's Smoke Damage Limitations
Case Updates, 7.8.25
•Emerging Trend: Buying Burned Down Homes and Insurance Assignments
Article, 6.24.25
•California Department of Insurance Clarifies Smoke Damage Claims Amid Wildfires and Recent Court Decisions
Case Updates, 3.31.25
•Navigating Political Risks and Civil Unrest: Insurance Considerations
Article, 10.28.24
•Equitable Subrogation in Insurance Disputes Before Supreme Court
Case Updates, 9.24.24
•Evolving Legal Standards in California Insurance: From Horizontal to Vertical Exhaustion
Case Updates, 7.11.24
•Contractor Definition Central to Coverage Dispute
Case Updates, 6.13.24
•California Appeals Court Carves Out Small Possibility for Businesses to Recover for Business Losses During COVID
Case Updates, 5.1.23
•9th Circuit Asks Oregon Supreme Court for Guidance: Does Lost Business Income Caused by COVID Constitutes 'Direct, Physical Loss'?
Article, 4.21.23
•Faulty Construction Does Not Always Excuse Insurer Liability in All-Risks Policy
Case Updates, 2.17.23
•Standing Up To The Challenge - Courts Confirm Arbitration as a Favored Means of Dispute Resolution, Litigation Management - Winter 2013
Article, 1.31.13
In the News
•Repealing Proposition 103: The Key to Restoring Stability and Security in California's Insurance Market
•Court Invalidates California FAIR Plan's Smoke Damage Limitations
•Emerging Trend: Buying Burned Down Homes and Insurance Assignments
•California Department of Insurance Clarifies Smoke Damage Claims Amid Wildfires and Recent Court Decisions
Honors & Recognitions
•Named a 'Top Attorney' by Pasadena Magazine (2016 - 2017)
