Bowles Rice LLP

  • Established in 1920
  • Firm Size 133
  • Profile Visibility [ i ]
    • #31 in weekly profile views out of 316 Law Firms in Charleston, WV
    • #85 in weekly profile views out of 314,938 total law firms Overall
Attorney Awards
About Attorney Awards

Financial Services Litigation

Banks, retailers, finance companies, insurance companies, and other businesses offering financial services to consumers face the ever-present threat of expensive and potentially ruinous litigation. Lawsuits, based on federal and state laws prohibiting "predatory lending," "unfair debt collection" and "deceptive and unfair" practices, strike at the heart of marketing, sales, privacy and debt collection practices.

These threats come from a variety of sources — including federal banking regulators, the Federal Trade Commission and, more and more, the Consumer Financial Protection Bureau; state attorneys general; state banking regulators; and consumers represented by powerful and politically connected trial lawyers.

At Bowles Rice, our lawyers have experience successfully defending clients, big and small, against lending-related lawsuits and class action litigation brought by consumers and regulators. Our lawyers also possess experience dealing directly with federal and state regulators on behalf of our banking and lending clients. We recognize that "success" means more than just winning. Our team recognizes true success must come at a reasonable price and requires close attention to the management of a business's "brand" or public reputation.

Although litigation and regulatory investigations are expensive, our team seeks to minimize expenses by working closely with our clients to eliminate duplicative or unnecessary actions and get things right the first time. And, because lawsuits are stressful and expensive for every business, we also attempt to be as responsive as possible to our clients' needs, including preparing case budgets and responding to client requests for information as quickly as possible.

In the 2014 edition of U.S. News & World Report's "Best Law Firms," Bowles Rice ranks as First Tier in more than 30 areas of law in West Virginia, including Banking and Finance Law, Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law, Commercial Litigation, Financial Services Regulation Law and Litigation – Bankruptcy.

Bowles Rice represents more than 70 banks and bank holding companies and serves as general counsel to both the West Virginia Bankers Association and Community Bankers of West Virginia.

In the firm’s capacity as the Associations’ general counsel, Bowles Rice has filed numerous amicus briefs with the Supreme Court of Appeals of West Virginia, which address a broad range of issues fundamental to the financial services industry, including:

  • McFarland v. Wells Fargo Bank and U.S. Bank National Association (applicable standard for proving unconscionability per the WVCCPA)
  • Nationwide Mutual Insurance Company v. Frank S. Martino (disclosure of non-public personal information under state and federal privacy statutes)
  • State of W. Virginia v. Combs Services, et al. and Mountain Valley Bank, N.A. (priority of secured creditor lien over statutory lien created by preneed burial contact statute)
  • Copier Word Processing Supply, Inc. v. WesBanco Bank, Inc., et al. (applicable statute of limitations in case involving conversion of checks by employee)
  • Martino v. Barnett, et al. (disclosure of non-public personal information under state and federal privacy statutes)
  • The Citizens Bank of Weston, Inc., et al. v. The City of Weston (proper application of municipal B&O tax)
  • McMahon v. Advanced Title Services Company of West Virginia, et al. (unauthorized practice of law)
  • Lucas, et al. v. Fairbanks Capital Corp., et al. (scope of duties of trustees and loan servicers in foreclosure)

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Peer Reviews

4.4/5.0 (336 reviews)
  • Legal Knowledge

    4.4/5.0
  • Analytical Capability

    4.4/5.0
  • Judgment

    4.4/5.0
  • Communication

    4.3/5.0
  • Legal Experience

    4.4/5.0
  • 5.0/5.0 Review for J. Adkins by a Partner on 03/29/13 in Litigation

    In my experience, Mr. Adkins is a consummate professional. He possesses the unique skill set of a successful litigation attorney, handles himself well in difficult situations, and his character is beyond reproach. In sum, Mr. Adkins is an excellent... Read more

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  • 5.0/5.0 Review for J. Adkins by a Partner on 03/29/13 in Civil Litigation

    Mark is a passionate advocate, a critical thinker and an excellent writer and researcher. He exemplifies the highest standards of practice in litigation and the most important charachteristics of an officer of the court.

Peer reviews submitted prior to 2008 are not displayed.

Client Reviews Write a Review

Diversity

Bowles Rice's Respect Credo has long expressed some of the firm's most enduring values:
 

The firm recognizes the value and contribution of every individual of the team and requires that every person treat all others with respect and consideration.

In service of these core values, Bowles Rice is committed to fostering diversity, inclusion and equal opportunity among our attorneys, staff, clients and vendors, understanding that doing so enhances the quality of our legal services and enriches our workplace.  We understand that diversity provides us with differing perspectives and ideas and new ways to problem solve, and an inclusive environment offers a better scope of legal advice for our clients.  Cultivating team members with a range of backgrounds, talents and perspectives not only augments service to our clients and communities, but it is also the right thing to do.

Understanding Cultural Competency

We believe a law firm should be culturally competent.  At a basic level, cultural competency is a framework that enables individuals and teams to work effectively across cultures.  But more than that, cultural competency means having the capacity to value diversity, to manage and leverage the dynamics of difference, to acquire cultural knowledge and to integrate the cultural contexts of our employees, our clients and our communities.  Bowles Rice has demonstrated a history of cultural competency, and we are committed to evolving and improving our achievements in this area. 

Existing Diversity Framework

We understand that recruiting and retaining a diverse workforce is key to our goal of fostering diversity, inclusion and equal opportunity.  Bowles Rice recruits, develops and promotes our attorneys and staff without regard to race, gender, religion, color, age, ethnicity, sexual orientation, disability, national origin, familial or socioeconomic status.  The firm strives for an inclusive environment, respecting and valuing both the differences and the similarities among our team members. Within the firm, we seek to foster an environment that attracts and retains the most outstanding professionals, believing that individual achievement and satisfaction will result in exponentially greater success for the firm and, ultimately, the communities in which we live and work.  Bowles Rice is an equal opportunity employer and dedicated to maintaining a nondiscriminatory climate in which we administer all personnel guidelines and practices equitably and base personnel decisions solely upon an individual's qualifications, experience, abilities, skills and interests.

To that end, we have taken steps to create a firm of attorneys and staff with various backgrounds and perspectives through our recruiting efforts.  We have expanded the number and geographic locations of law schools at which we recruit, seeking to increase diversity among the candidates we interview.  To effectively integrate new attorneys into our culture, we provide attorney mentors to summer associates and permanent associates with whom the attorneys meet, one-on-one, for the first years of practice.  Our goal is to ensure a smooth transition into the practice of law and professional life at Bowles Rice.

Consistent with our firm's mission to retain talented attorneys and staff, we are committed to ensuring that, once here, women and minority attorneys and staff are provided with opportunities to flourish.  We have steadily increased the number of women and minority attorneys in practice and group management, executive leadership and other firm governance.  In fact, three of our four administrative directors charged with firm operations are women, including our executive director.  We support alternative work arrangements in an effort to retain those who require flexible and part-time schedules, and our policies support those members of the firm who serve in the military.  We also participate in a wide range of business, civic, charitable, political and education organizations and endeavors that promote inclusion and diversity.

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