Cadwalader, Wickersham & Taft LLP

  • Established in 1792
  • Firm Size 451
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Fintech

Recent Brochure on Alternative to Mainstream: Download our report on Regulatory trends in funding SME growth in Europe, prepared by our European Capital Markets Group, which examines the latest regulatory developments and opportunities in European alternative finance and marketplace lending.

 
Cadwalader is a leading global advisor, and a recognized innovator in capital markets and structured asset based finance, with broad experience in marketplace lending and Fintech. Our lawyers advise clients on complex structured finance, securitization, fund formation and finance, consumer finance, mergers and acquisitions, corporate governance, leveraged and non-recourse finance, venture capital and private equity investment, intellectual property, and navigating the regulatory, data, and cyber-security complexities that arise in these transactions.
 
Cadwalader is uniquely positioned to represent both established and emerging Fintech clients and those that invest in or finance businesses involved in the Fintech sector throughout the full lifecycle from establishing a more permanent asset-based, dilution friendly capital structure to pursuing strategic financings and transactions to regulatory compliance and litigation matters.
 
Our capabilities include advising clients on a wide range of Fintech related matters and issues, including:
  • Private equity and venture capital transactions
  • Mergers and acquisitions
  • Joint ventures and strategic alliances
  • IPOs and other exits
  • Securitization
  • Warehouse financing
  • Fund formation and capital structure advice
  • IP advice, protections and litigation
  • Cybersecurity and data privacy compliance advice, analytics and litigation
  • Defense of AG, FTC, and other government enforcement actions
  • Navigating both the current and future regulatory landscape
Experience
 
Set out below are some examples of the experience and expertise of the team at Cadwalader:
  • Served as designated underwriters counsel for the underwriting syndicate of SoFi on three student loan asset backed securitizations, valued at $530 million, $500 million and $379 million
  • Represented Deutsche Bank as the arranger of a securitization backed by £130 million of loans to UK SMEs originated on the Funding Circle platform, which was the first public, rated securitization of marketplace loans in Europe
  • Represented a major bank in a revolving secured loan to a mutual fund, which invests in loans and makes crowdsourcing investments from 16 different platforms
  • Represented a major international bank in structuring and documenting a warehouse facility for SME loans originated on one of the leading peer to peer platforms
  • Represented a peer to peer platform in the structuring and negotiation of a warehouse facility with a major U.S. bank
  • Represented an investment fund in negotiations for direct investment in a variety of marketplace lending platforms across different asset classes, including consumer, trade receivables and mortgage assets
  • Represented a sponsor in the structuring, establishment and documentation of a peer to peer platform
  • Represented a leading investment bank in its majority acquisition of a company providing Enterprise and ASP technology solutions to the mortgage banking industry
  • Represented a hedge fund whose strategy focused on purchasing whole loans originated by a variety of marketplace lending platforms for subsequent securitizations
  • Represented a leading marketplace lender as the sponsor of a hedge fund whose strategy includes investment in whole loans and ABS paper
  • Represented a major U.S. bank on usury and licensing issues with respect to a $100 million facility secured by a portfolio of loans originated by a marketplace lender
  • Represented several major foreign banks on true lender, Madden, and rate exportation issues associated with loans originated by marketplace lenders
  • Represented numerous clients on usury, licensing, and disclosure issues associated with purchasing, servicing, and securitizing consumer loans of all types
  • Represented a newly established direct investment vehicle backed by a consortium of private equity funds that makes investments in trade receivables, supply chain finance, and factoring platforms
  • Represented The Blackstone Group in its acquisition of Lendmark Financial Services, a consumer lending business, from BB&T Corporation
  • Represented The Blackstone Group in its $277 million acquisition of Exeter Finance, a non-prime auto lender
  • Represented Bank United in its acquisition of the Small Business Finance Unit of CertusHoldings, specializing in SBA and USDA loans

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Diversity

 

We believe that our continued strength lies in ensuring that we attract, retain, and nurture the very best talent from all backgrounds, and we expect the future complexion of Cadwalader, Wickersham & Taft LLP will, with each passing year, more closely reflect the global community that we serve. 

Cadwalader has worked diligently to promote an inclusive work environment and, over the years, has developed many initiatives to fit our unique goals and challenges on issues of diversity and inclusion.  With the creation of the Cadwalader Center for Diversity & Inclusion (CCDI), a central resource for the firm’s diversity programs, initiatives and policies, we aim to improve upon our successes and follow through on our promise to weave diversity and inclusion principles into the fabric of our culture. 

The mission of the CCDI is to enhance gender, racial/ethnic, and LGBT diversity and inclusion within the firm to create an unrivalled environment that attracts, retains and promotes the best and brightest talent available to serve our clients. Governed by the Global Diversity Committee, chaired by Patrick T. Quinn, Managing Partner, the CCDI is a vehicle to support the work we currently perform, to reinforce our dedication to that work, to recognize outstanding effort and to communicate - to each other and to the clients we serve - our longstanding commitment to diversity and inclusion.

Recent Programs & Events

The Cadwalader Center for Diversity and Inclusion hosts programs and events throughout the year that are designed to increase cultural competence, celebrate history and heritage and educate attorneys on how to work effectively on diverse teams.

From Megan’s Law to Bernie Madoff: A Conversation with Judge Chin

- July 23, 2015

The Cadwalader Asian Pacific American Attorney Resource Group hosted a conversation with the Honorable Denny Chin, United States Circuit Judge for the Second Circuit.  During the interactive conversation, Judge Chin discussed his experiences as a federal judge and his path to the bench. Attendees had the opportunity to network and speak with Judge Chin during the cocktail reception that followed.

The Fight for Marriage Equality in the Supreme Court

- June 9, 2015

The Cadwalader LGBT Network and the Gay & Lesbian Advocates & Defenders (GLAD) hosted a Pride Month event, The Fight for Marriage Equality in the Supreme Court, featuring Mary Bonauto, GLAD’s Civil Rights Project Director and Janson Wu, GLAD’s Executive Director. During the presentation Mary discussed her experience arguing before the U.S. Supreme Court for marriage equality and Janson discussed the future of the LGBT rights movement.

Justice Denied: Wards Cove Packing Co. v. Atonio

- May 12, 2015

Members of the Asian American Bar Association of New York, including Cadwalader attorneys and the Honorable Denny Chin of the U.S. Court of Appeals for the Second Circuit presented a case reenactment of Wards Cove Packing Co. v. Atonio, a landmark employment discrimination case. The presentation told the story of the Wards Cove workers through narration, reenactment of court proceedings, and historic photographs. To view the performance, click here.

The Partner Track

- May 5, 2015

The Cadwalader Asian Pacific American Attorney Resource Group and the Women’s Leadership Initiative co-hosted a panel discussion with Cadwalader Partners, Ingrid Bagby, Kathy Chin and Athena Eastwood, focusing on their career experiences and paths to partnership. The panel was moderated by Helen Wan, author of The Partner Track, a fictional story about a young Asian-American corporate associate up for partner at her New York law firm.

“From Selma to Ferguson to Today: Why Civil Rights Matter,” featuring Professor Charles Ogletree, Harvard Law School

- April 29, 2015

The Cadwalader Black and Latino Association hosted a conversation with Charles Ogletree, Harvard Law School Jesse Climenko Professor of Law, and Founding and Executive Director of the Charles Hamilton Houston Institute for Race and Justice.  The conversation was followed by a cocktail reception where attorneys had the opportunity to network  and speak with Professor Ogletree.

The Art of Building Business Relationships and Executive Presence

- March 25, 2015

The Women’s Leadership Initiative and Diane Darling, Founder of the Darling Institute, hosted a workshop on building business relationships and executive presence.  This interactive presentation explored how professionals at all stages of their career can integrate networking and relationship-building into their everyday lives. 

WLI London Client Event: “Walking the Nile” by Levison Wood

– March 12, 2015

The Women’s Leadership Initiative hosted a special evening at our London office with Levison Wood, explorer, writer, and photographer. Formerly an officer in the British Parachute Regiment, Wood has led pioneering journeys into undiscovered regions, travelling to more than 80 countries. His nine-month walk along the length of the Nile, from source to sea, is chronicled in a recent Channel 4 documentary. During the presentation Wood described the amazing people, breathtaking places and shocking sights he encountered on his ground-breaking expedition.


 

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