Insurance plays a major role in countless legal and business disputes. Understanding how insurance fits into the analysis can positively impact the resolution. Nexsen Pruet’s Insurance Practice Group understands the many facets of insurance disputes and stands ready to provide insurance carriers, businesses, and individuals the kind of cost-effective representation that any client needs and deserves.

Broad-Based Experience

The Insurance Practice Group represents clients in a broad range of insurance-related matters including substantial work in organization, licensing, regulation, examination and rate regulation in both the administrative and litigation areas. In addition, we are involved in direct representation of insurance companies in litigation and in the representation of their insureds, primarily in defense areas.

We have significant experience and resources in researching and drafting insurance coverage opinions for insurers, handling their coverage and bad faith litigation, and representing them in regulatory compliance matters. Our team of insurance attorneys delivers high-quality, high-value representation to our insurer clients and our business and individual clients at the state, regional, and national levels.

Diverse Capabilities in Multiple Areas

The diversity of Nexsen Pruet’s insurance practice enables us to handle routine and complex matters for commercial general liability, auto liability, property/casualty, life and health insurers, as well as for insureds, in first party and third party disputes. Our attorneys have years of experience handling professional liability claims for a variety of professions.

Our attorneys have extensive background and legal experience in litigation matters involving serious bodily injury, wrongful death, major property damage, business torts, intellectual property, lost profits, and declaratory, equitable and injunctive relief. We have considerable courtroom experience and skills and have handled many insurance matters through trial and appeals in state and federal courts.

Nexsen Pruet attorneys have experience in issues stemming from natural disasters such as floods and hurricanes.

Our practice areas include:

• Advertising liability claims
• Alternative dispute resolution
• Arson/fraud/inflated claims
• Auto liability claims
• Bad faith/extra-contractual claims
• Business interruption claims
• Defense of first and third party liability claims
• Directors and officers liability claims
• Employment practices liability claims
• Environmental claims (pollution, mold)
• ERISA claims
• Errors and omissions claims
• Excess and surplus lines claims
• Fidelity and surety claims
• Financial institution liability claims
• Insurance application misrepresentation claims
• Insurance fraud
• Life insurance claims
• Health/accident/disability claims
• Insurance agency claims
• Mediation/arbitration of insurance disputes
• Premium disputes
• Professional liability claims
• Property/casualty/liability coverage claims
• Regulatory/licensing compliance
• Risk management
• Subrogation claims
• Title insurance claims
• Underwriting
• Unfair claim settlement practices claims

Experience in Claims Resulting From Catastrophes

Our attorneys also have extensive experience in handling insurance matters that result from natural and manmade disasters. These include “acts of nature,” as well as explosions and fires. Beyond that, we are skilled in the numerous issues that can emerge from disasters, such as bad faith claims, errors and omissions, mishandled claims, business interruption, and the failure of agencies to procure appropriate coverage or policy limits. Additionally, Nexsen Pruet’s Insurance Practice Group has worked extensively with federal government agencies ranging from FEMA to the Small Business Administration.

Established Professional Reputations

Attorneys in Nexsen Pruet’s Insurance Practice Group have built strong reputations throughout and beyond the Carolinas. They frequently appear as speakers, presenters, and panel participants at insurance seminars, and are active in professional and industry organizations. Our insurance group has members listed in Best Lawyers in America and many have earned the highest possible ranking for legal ability and professionalism.

Full Service, Full Resource

Our insurance clients have access to skills and resources that go beyond the Insurance Practice Group. With approximately 30 practice areas – including product liability, employment and labor, construction, and environment – we have the knowledge and capabilities to shape specific solutions to specific problems.

Nexsen Pruet recognizes the importance of having lawyers that reflect the broad diversity within our client base, our jury system, our colleagues, and our community at large.  To that end, we are committed to recruiting minority candidates, reducing minority attrition, supporting minority organizations, and expanding and improving our diversity program.  We also recognize that the pursuit of a diverse workplace is, and should be, ongoing. 

As a means of promoting these interests, we created the Nexsen Pruet Diversity Scholarship Program. Prior to creating the scholarship, we completed a written plan that identified methods by which the firm could recruit, hire, and retain minority lawyers. The plan includes expanding our recruitment efforts to other law schools, increasing recruitment of lateral minority and female candidates, and continuing to develop and enhance our relationships with minority law organizations such as the Black Law Students Association.  Our goal is to identify qualified minority candidates who may be potential members of the firm.

Nexsen Pruet understands the need for and value of increased diversity, and we are strengthening and building upon our commitment to provide an inclusive environment within our firm.  As such, we will maintain a continuing focus on doing whatever we can to achieve the important and necessary goal of diversity.

Nexsen Pruet Diversity Scholarship

Strengthening the Lawyers of Tomorrow...Today

   The Nexsen Pruet Diversity Scholarship aims to:  

• Support diversity within our firm and the bar  
• Enhance educational opportunities for talented minorities in the field of law  
• Inform minority law students of opportunities for private practice in the Carolinas   

The Scholarship Program will award $3000 to one or more exceptional first year minority law students planning a career in North or South Carolina.   

All scholarship recipients will be considered for summer employment in one of the Nexsen Pruet offices upon completion of their first year of law school.  Scholarship recipients are invited to re-apply for additional scholarships during their second and third years of law school.   

 Eligible students must be attending one of the following schools:

• University of North Carolina School of Law
• University of South Carolina School of Law
• Wake Forest University School of Law 
• North Carolina Central University School of Law 
• Charleston School of Law
• Charlotte School of Law