Hackensack, NJ Bankruptcy Chapter 7 Attorneys

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Hackensack, NJ Bankruptcy Chapter 7 Attorneys

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  • Robert James Andes
  • Member at Law Office of Robert J. Andes
  • Hackensack, NJ U.S.A.
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Bankruptcy Chapter 7 in Hackensack, NJ

Chapter 7 bankruptcy, also known as "liquidation," is the most common form of personal bankruptcy used by individuals and married couples. Chapter 7 allows eligible debtors to surrender certain "non-exempt property" to the bankruptcy trustee assigned to oversee their case. Those assets are then sold, or liquidated, and the proceeds are used to pay creditors. Any remaining debt is discharged, or erased. Chapter 7 eligibility requirements vary from state to state, so people considering Chapter 7 are advised to hire a consumer bankruptcy attorney or law firm that has experience representing Chapter 7 filers.