Morgan & Morgan

At Morgan & Morgan, our attorneys understand that when a policyholder who has paid insurance premiums submits a claim to their insurance company, they expect the company will act in good faith and honor the validity of the claim. However, many times the insurance company does not do what is right and honor the claim.

Disputes often arise after an insurance company denies a valid claim, many times without a legitimate reason or explanation. Insurance companies generate a greater profit when policyholders do not file claims or fail to collect on claims submitted under their policies.

Some insurance companies habitually deny claims—regardless of their legitimacy—and will only investigate a claim if the policyholder takes legal action.

At Morgan & Morgan, our insurance dispute attorneys have extensive experience helping clients recover the insurance benefits to which they are entitled. Your insurance company has substantial resources to hire experts to protect their interests in denying your claim. Our law firm has the resources to retain experts to honestly assess your claim and ensure that you have a level playing field when fighting your own insurance company.

Why Was My Insurance Claim Denied?

Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders. When an insurance company denies or undervalues a claim, they may allege that:

• The loss is excluded from the policy.
• The damages are less than what the insured is claiming, or falls below the policy deductible.
• The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.

What Types of Insurance Disputes Does Morgan & Morgan Handle?

At Morgan & Morgan, our attorneys are committed to helping clients settle insurance claims disputes in a wide range of practice areas. The following is a list of many of the types of insurance disputes handled by the attorneys in our offices:

• Motor Vehicle
• Homeowners
• Fire Claims
• Tornadoes
• Sinkholes
• Business Property Losses