If you've suffered a financial hardship, you may be struggling to make your mortgage payments. But did you know that it's possible to modify your home loan, resulting in lower monthly payments? Mortgage modification attorneys can help determine if homeowners qualify for loan modification programs and then guide them through the application process. Mortgage modifications may be available if you're struggling to make your payments, if your home is under water, if you're locked into a high interest rate or if you're facing foreclosure. Talk to a loan modification lawyer to find out whether you're a good candidate for a mortgage modification.