Independence, OH:

Cozmyk Law Offices, LLC

Open for Business
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  • Independence, OH
  • 4807 Rockside Road, Suite 500, Independence, OH 44131
  • Cozmyk Law specializes in protecting and defending the rights of Ohio's homeowners. We fight the banks to keep Ohio homeowners in their homes. From Loan Modification to Foreclosure, we know how to stop the bank's foreclosure process.

  • Peer Reviews

    No Reviews
  • Profile Visibility [ i ]
    • #1 in weekly profile views out of 61 Law Firms in Independence, OH
    • #1,022 in weekly profile views out of 314,629 total Law Firms Overall
Attorney Awards
  • Silver Client Champion
About Attorney Awards

About our Independence, OH office

At Cozmyk Law Offices, our Ohio foreclosure team helps families facing missed mortgage payments and looming foreclosure regain control of their financial future. We offer a full range of services—stopping foreclosure proceedings, negotiating loan modifications to lower rates or payments, defending against eviction, and litigating to protect homeowners’ rights. When bankruptcy is the best option, our attorneys provide clear guidance and skilled representation to pursue debt relief. Focused, responsive, and results-oriented, Cozmyk Law Offices works to preserve homes and secure sustainable solutions tailored to each client’s needs.

Office Details

Mailing Address:
4807 Rockside Road, Suite 500, Independence, OH 44131
Office Size:
4
Languages:
English and Spanish.
Payment Information:
  • Credit cards accepted
  • Accepts Visa, MasterCard, American Express and Other - Check
  • Free Initial Consultation
  • Fixed Hourly Rates
  • Fixed Fees Available

Areas of Practice (45)

Specific Areas of Practice for our Independence office:

  • Stop Foreclosure Proceedings
  • Loan Modifications
  • Foreclosure Litigation
  • Eviction Defense
  • Foreclosure Defense
  • Bankruptcy
  • Consumer Bankruptcy
  • Foreclosures
  • Commercial Bankruptcy
  • Bankruptcy Chapter 11
  • Bankruptcy Chapter 13
  • Bankruptcy Chapter 7
  • Commercial Bankruptcy Litigation
  • Foreclosure – Consumer
  • Residential Mortgage Foreclosure Defense
  • Loan Modification and Loss‑Mitigation (Forbearance, Repayment Plans, Reinstatements)
  • Short Sales and Deeds‑In‑Lieu of Foreclosure
  • Tax Lien and Condominium/Homeowners Association Lien Foreclosures
  • Eviction and Ejectment After Foreclosure Sale
  • Title Defects, Standing Challenges, Predatory Lending and Servicing Error Claims
  • Emergency Applications To Stop Sheriff’s Sale Or Postpone Foreclosure
  • Integration Of Bankruptcy Options To Stop Or Manage Foreclosure
  • Foreclosure AOPs – Commercial
  • Commercial mortgage foreclosure (income property, mixed‑use, multifamily)
  • Workout, restructuring, and forbearance agreements for distressed loans -
  • Receiverships for income‑producing property and rent collection
  • REO sales and post‑foreclosure closings
  • Enforcement of personal guarantees and deficiency judgment actions
  • Tax sale and municipal lien foreclosures on commercial property
  • Litigation over lender liability, fraud, and breach of loan documents
  • Bankruptcy – Consumer
  • Chapter 7 consumer bankruptcy (debt discharge, liquidation)
  • Chapter 13 wage earner plans and cure‑and‑maintain of mortgage arrears
  • Stopping foreclosure, garnishments, and repossessions via automatic stay
  • Lien stripping and cram‑down of certain secured claims
  • Defense of creditor objections, dischargeability actions, and motions for relief from stay
  • Negotiation of reaffirmation, settlement, and repayment arrangements
  • Bankruptcy – Commercial
  • Chapter 11 business reorganization (small business and larger entities)
  • Chapter 7 business liquidation and wind‑down
  • Representation of debtors, secured and unsecured creditors, and creditors’ committees
  • Adversary proceedings (fraudulent transfer, preference, discharge litigation)
  • Restructuring secured loans, recapitalizations, and Section 363 sales
  • Receiverships, assignments for the benefit of creditors, and related insolvency remedies
  • Cross‑over work with foreclosure, workouts, and lender/creditor rights
See more ›

People (4)

Peter Cozmyk: Attorney with Cozmyk Law Offices, LLC
Peter Cozmyk
Attorney
4.3
6 Reviews

General Practice, Bankruptcy, Real Estate Foreclosure, Residential Real Estate Foreclosure, Real Estate Tax Foreclosure, Mortgage Lien Foreclosure, Mortgage Foreclosure, Bank Foreclosures, Bankruptcy Chapter 7, Bankruptcy Chapter 11, Bankruptcy Litigation, Bankruptcy Mediation, Consumer Bankruptcy, Debt Relief, Out of Court Debt Restructuring, Personal Bankruptcy View More

View Profile
Ryan Frasher: Attorney with Cozmyk Law Offices, LLC
Ryan Frasher
Attorney
3.5
1 Review

Lemon Law, Automobile Fraud, Consumer Fraud, Consumer Rights, Consumer Law, Identity Theft, Debt Collection Abuse, Mortgage Servicing Errors, Personal Injury, Automobile Accidents, Class Action View More

View Profile
Justin Lopez: Attorney with Cozmyk Law Offices, LLC
Justin Lopez
Attorney
No Reviews

Bankruptcy, Business Law, Business Litigation, Estate Planning, Personal Injury, Medical Malpractice, Criminal Defense, Criminal Defense View More

View Profile
Patrick Crame: Attorney with Cozmyk Law Offices, LLC
Patrick Crame
Attorney
No Reviews

Divorce & Separation, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure, Business View More

View Profile

Peer Reviews

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Avvo Reviews

Location

  • Independence, OH
    4807 Rockside Road, Suite 500
    Independence, OH 44131
    Open for Business Get Directions

Contact Cozmyk Law Offices, LLC

Contact Information:

216-452-6292  Phone

216-485-2125  Fax - Fax

cozmyklaw.com/

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